Funding-cost calculator

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Estimate the funding you might pay or receive on a Binance BTC/USDT perpetual position, after trading fees.

Position and assumptions

Position direction

LongShort

Position notional

Holding period

hours

Funding rate source

Binance quoteMy assumption

Rate per settlement

Funding interval

hours

Entry fee

Exit fee

Estimated carry

Net funding after entry and exit fees

-$19.00

Funding payments

Funding cash flow

-$9.00

Trading fees

$10.00

Break-even payments

Not at this rate

If rates changeHalf this rate -$14.50Rate reverses -$1.00

Recent Binance settlements

Past 21 BTC/USDT payments through Oct 31, 2026, 8:00:00 AM. The next quoted rate was 0.0100% as of Oct 31, 2026, 9:55:03 AM; next settlement is listed for Oct 31, 2026, 4:00:00 PM. The quoted rate can change before settlement.

At your entered constant notional, those past rates would have produced -$15.34 in funding before trading fees. This is a retrospective example, not an actual account result or a forecast.

Latest settlements	Rate
Oct 31, 2026, 8:00:00 AM	+0.0100%
Oct 31, 2026, 12:00:00 AM	+0.0100%
Oct 30, 2026, 4:00:00 PM	+0.0100%
Oct 30, 2026, 8:00:00 AM	+0.0043%
Oct 30, 2026, 12:00:00 AM	+0.0036%

Positive rates mean longs pay shorts; negative rates mean shorts pay longs. Forward results assume a constant rate and notional at every settlement. Manual scenarios assume the holding period begins immediately after a settlement. Funding, basis, price changes, liquidation, slippage, and exchange rules can change the outcome; this calculator shows funding and trading fees only, not total trade profit or loss.